With the maximum mortgage (guarantee) of € , you therefore pay € 2, That seems like a lot of money (it is) but you get a lower mortgage interest in return and that can make a big difference in the monthly costs. And even better, the costs for the NHG are tax deductible. #2 Housing prices in the In , this maximum will increase from 60 to 70 percent, which means double-income couples can get, on average, euros more for their mortgage. The WOZ value. The value estimated by the municipality for your main residence, known as the WOZ value of your house, will increase in Rates for a fixed interest rate for ten years increased by an average of percent to percent. The other rate variants also saw sharp increases, and more are Region. Netherlands. Survey time period. to Special properties. The figures have been taken from several publications. As such, the numbers for 20are calculations from
Your borrowing power for a mortgage in the Netherlands in 2023
%. %. %. %. Get free quote. The rates listed above are valid for a limited period of time; no rights can be derived from this list. For more information about interest In December, the average interest rate for new mortgage loans stood at percent and by September , it had risen to percent - an increase of percentage points. The year The average interest rate for a fixed-rate mortgage in the Netherlands is currently around 4% to 5%. Variable-rate mortgages typically have an initial interest rate that is lower than For , the highest tax rate against which the mortgage interest may be deducted is %, down from 40% in There are several housing-related taxes which are Report Details. Mortgages in the Netherlands. Comprehensive data insights. Includes all relevant statistics. Compiled by our industry experts. Table of contents. Market overview. In and some of , Dutch mortgage rates were at unprecedentedly low levels, around %. This was related to economic stimulus around the world to repair the effects of the corona pandemic but had a large impact on house prices
Netherlands: Mortgage interest rates 2003-2023 | Statista
Currently, the average interest rate for a year fixed-rate mortgage in the Netherlands is around %, while the average interest rate for a year fixed-rate mortgage is around Rates for a fixed interest rate for ten years increased by an average of percent to percent. The other rate variants also saw sharp increases, and more are expected this week, mortgage advisers said to the newspaper Report Details. Mortgages in the Netherlands. Comprehensive data insights. Includes all relevant statistics. Compiled by our industry experts. Table of contents. Market overview. Number of For , the highest tax rate against which the mortgage interest may be deducted is %, down from 40% in There are several housing-related taxes which are linked to the fiscal appraisal value (“WOZ”) of the Currently, the average interest rate for a year fixed-rate mortgage in the Netherlands is around %, while the average interest rate for a year fixed-rate mortgage is around %. Variable-rate mortgages, on the other hand, offer more flexibility, as interest rates can go down over time Compare today's dutch mortgage interest rates. Repayment-type. Annuity Linear Interest-only. Loan to value ratio. NHG 10% 20% 30% 40% 50% 60% 70% 80% 90% %. Lenders will often let you decide the fixed interest rate period of the mortgage (it could be 10, 15, 20, or 30 years), which means that midway through your mortgage term, you